better than a CD

A learning experience... I had some money to "park" that I don't plan to spend anytime soon. I wanted it to be safe and earn whatever money it could, but still be readily accessible if a need arose.

I put it into a CD in my ING account that is electronically linked to my checking account elsewhere. The rate is not wonderful, but it is FDIC insured. Yield: 1.75%

Other options with higher returns.

• iShares Barclays 20+ Year Treas Bond (TLT) - Yield: 3.91% 
• Wasatch-Hoisington US Treasury (WHOSX) - Yield: 3.44% 

The difference isn't worth the 3 month interest early redemption fee. I really hope that I don't need the FDIC insurance premium.
.